Stripe Capital provides platforms with a lending tool that offers customers access to fast and flexible financing to help them grow their businesses.​ 

Stripe Capital offers the following for eligible customers:

• Easy access to money during slower months, or for expansion projects, etc.​

• Quick financing option​

• No Credit Check​

• No need to worry about paying a bill – it's automatically paid back as payments are processed

• Flat loan fee – no interest, late fees, etc.

Audience

Stripe will send an email to eligible customers offering a loan they can be quickly approved for and will pay back by Stripe keeping a percentage of their future payments. ​

Before You Begin

For all active loan questions, please contact Stripe directly at: capital-support@stripe.com​

Overview 

• How does Stripe Capital work / how is repayment structured?
  Eligibility is based on a variety of factors, including your account’s history with Gingr Payments. If you become eligible, you will be emailed with a few offers, including the maximum amount you’re eligible for, and let you choose the one that works best for you. After a final review of your loan application, the money is then transferred to your bank account per your usual payout schedule.
    
• What is the typical interest rate associated with loans through Stripe Capital?
  As interest rates can vary on a case-by-case basis, we are unable to give a particular number.
  
  
• What is the repayment length of a loan?
  Each loan offer is tailored specifically to your account - as such, repayment lengths may vary from business to business. On average, Stripe Capital expects most borrowers to take between 9-10 months to pay down their loan completely. You have a maximum of 18 months to pay down your loan. You can also repay your loan in full or through partial manual payments.
  
  
• What is Stripe Capital? How do Gingr (Gingr Payments) and Stripe work together?
  We’ve partnered with Stripe, a leading payments platform, to give businesses an easier way to access financing to invest in growth and manage cash flow. Through this partnership, Gingr can connect you with Stripe Capital, which is a program offering small business loans originated by Celtic Bank. Stripe helps Gingr identify merchants using Gingr Payments who may be eligible for these loans.

Related Resources

• Gingr Payments Feature Overview