Working Capital from Fiserv is a merchant cash advance that provides a convenient way for Fiserv/CardConnect merchants to turn future sales into capital they can use today. This is a solution that provides quick approval, fast funding, and easy payback terms that gives Gingr customers the flexibility to grow their businesses.​

Working Capital from Fiserv offers the following for eligible customers:

• Easy access to money during slower months, or for expansion projects, etc.​
  
   
• Quick financing option​
  
   
• No Credit Check​
  
   
• No need to worry about paying a bill – it's automatically paid back as payments are processed
  
   
• No fixed term rate of minimum payments

Audience

Fiserv/CardConnect will send an email to eligible customers offering a cash advance they can be quickly approved for and will pay back by Fiserv keeping a percentage of their future payments. ​

Before You Begin

For all active loan questions, please contact Fiserv directly at: signup@fiserv.com. Each customer that receives the offer will have an assigned member of the cross-sales team at Fiserv that will be able to assist with all inquiries related to their loan.

Overview

• What is a cash advance and how is it different from a loan?
  Cash advance differs from a loan in that there is:
  • No term
     
  • No fixed payment
     
  • No interest rate
     
  • Personal credit check not required
     
• How can I check if I pre-qualify?
  Merchants can reach out to signup@fiserv.com to see if they might already be pre-qualified.

Related Resources

• Credit Card Processing Feature Overview