Differences Between Gingr Payments and CardConnect (Reference)

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Introduction

Gingr currently offers two direct payment integrations: Gingr Payments and CardConnect. Gingr Payments, powered by Stripe, is our newest integration and will be the future of integrated payments with Gingr. In this article, we will compare the two options and provide resources for moving onto the Gingr Payments platform.

Important:  Cards on file cannot be transferred from CardConnect when switching to Gingr Payments since they are separate processors. At this time the cards on file cannot be migrated over so your customers will need to re-enter their card details. This can be done on the business side via the Owner Profile or the shopping cart, as well as by the customer from the Customer Portal.

 

Gingr Payments vs. CardConnect

   Gingr_Payments_Powered_by_Stripe.png images.png
Available Countries
  • United States
  • Canada

 

Terminal Availability

  • United States
  • Canada
  • United Kingdom
  • New Zealand 
  • Australia 
  • United States

 

Terminal Options

 

Purchase Only

  • WisePOS E (cost: $249)

 

 

 

Purchase or Rent

  • Clover Mini 3 (cost: $699 or $30/month)
  • Clover Flex 3 (cost: $549 or $22/month)
  • Ingenico Lane/7000 (cost: $755 or $30/month)
  • Ingenico Lane/3000 (cost: $515 or $20/month)

Review terminal options here.

Cards on File

Store TWO cards on file per Owner

Store ONE card on file per Owner

Rates & Fees

Standard Rates: 

  • Card present - 2.79% plus $.05 per transaction

  • Card not present - 2.99% plus $.30 per transaction

 Volume Discounts available

Standard Rates: 

  • Card present - 2.95% plus $.10 per transaction

  • Card not present - 3.4% plus $.10 per transaction

 

Funding

Payout schedules vary by country.

For a full list of payout schedules by country check out this article: Gingr Payments Overview

Batch times are customizable. Choose between next-day or 2-day deposits. 

 

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